HEALTHCARE OR GOVERNMENT CARE

OK- A BREAK FROM OUR CONSTITUTIONAL RIGHTS....
HAS ANYONE THOUGHT TO CHECK OUT THE EXISTING REGULATIONS FOR INSURANCE COMPANIES? CAN THEY GO NATIONAL OR DO THEY HAVE TO BE REGULATED BY A COMBINATION OF THE STATE AND THE GOVERNMENT
ARE THEY ALLOWED (BY WASHINGTON ( TO ELIMINATE SOME COVERAGE THAT DOESN'T APPLY?
ARE THEY ALLOWED ..........
I have no clue what the Congress has mandated,as well as what the States have mandated...Could it be as simple as saying "all of the regulations that we have put in place FOR THE PAST 40 YEARS(OR SO) in Washington Be now null and void"? A simple mandate that would allow the State Legislators to debate the issue?(AND POSSIBLY GET RID OF THEIR OWN REGULATORY CRAP).
Seems to me that this would cost nothing.